Terms and Conditions of use

SA Bullion Management (Pty) Ltd ("SA Bullion") website (www.sabullion.co.za) is operated and published by SA Bullion Management (Pty) Ltd. Your use of this Website or any of its sections or pages is governed by the terms and conditions on this Website.

SA Bullion reserves the right, without notice, to change or modify any of the terms and conditions on this Website in any manner and at any time. You are responsible for regularly reviewing all such terms and conditions.

Use of this Website

This Website and the information and materials on this Website are provided for general informational purposes.

You are permitted to save, display or print out information contained on this Website only for your personal, non-commercial use. Except as otherwise permitted by these terms and conditions, you are not permitted to modify, copy, distribute, transmit, display, reproduce, publish, license, frame, link, create derivative works from, transfer or otherwise use in any manner, in whole or in part, this Website or the information and materials on this Website without the prior written authorization of SA Bullion and with suitable accreditation to SA Bullion. To request such authorization, please contact us at info@sabullion.co.za.

Proprietary Rights

This Website and all information and materials on this Website are protected by copyright and other intellectual property laws, and any unauthorized use of any information and materials on this Website may violate such laws. All information and materials on this Website are owned or controlled by SA Bullion or are used by SA Bullion with the permission of the third party owner or provider of such information or materials. These terms and conditions are not intended to, and do not, transfer or grant any rights in or to this Website or the information and materials on this Website other than those which are specifically described in these terms and conditions, and all rights not expressly granted in these terms and conditions are reserved by SA Bullion or by the third party owners or providers from whom SA Bullion has obtained information and materials on this Website.

The name of other actual companies and third party products or services identified on this Website may be the trade names, trademarks or service marks of their respective owners.

Changes to this Website

SA Bullion reserves the right, without notice, (i) to change, add, modify or remove any information and materials on this Website in any manner and at any time, and (ii) to suspend, limit, restrict and/or deny access to any aspect or part of this Website at any time for any reason, including, without limitation, for any scheduled or unscheduled maintenance, upgrades, improvements or corrections.

Neither SA Bullion nor any of its third party providers shall have any duty or responsibility (i) to maintain, update, correct or remove any information and materials on this Website for any reason or (ii) to advise or identify any information and materials on this Website which may be outdated, incomplete, inaccurate or erroneous.

Disclaimer of Warranties and Limitation of Liability

SA Bullion makes no express or implied representation or warranty of any kind, including, without limitation, any representation or warranty of title, non-infringement, merchantability or fitness for a particular purpose or use, concerning this Website and any information or materials on or accessible through this Website.

Neither SA Bullion nor any of its affiliates nor any director, officer or employee of the foregoing shall be liable or have any responsibility for any loss, liability or damage that you may incur in connection with (i) your use of this Website and any information or materials on or accessible through this Website, (ii) any erroneous connection or communication between you and SA Bullion made through this Website, (iii) the transmission of any computer viruses or other harmful components that may cause damage to another's computer system or network although every reasonable effort has been made to ensure that the website is free from viruses, (iv) any aspect of the performance of this Website, including, without limitation, any failure, delay, interruption or disruption of this Website or your access to this Website, (v) the delivery of any information and materials or services available on or through this Website or the execution of any transactions made on or through this Website, (vi) any other cause relating to your access, or use of this Website and any of the information or materials on this Website, and (vii) any unauthorized access, theft, operator errors, strikes or other labour problems or any force majeure, regardless of whether any of the foregoing circumstances in this paragraph giving rise to such loss, liability or damage may have been within the control of SA Bullion or any third party servicing this Website.

Without limiting any of the foregoing, in no event will SA Bullion or any of its affiliates or any director, officer or employee of the foregoing be liable for any consequential, special, punitive, incidental, indirect or similar damages arising from, related to or connected with your access and use of this Website and the information and materials on this Website, even if notified or advised of the possibility of such damages.

Security

Whilst every reasonable effort has been made to ensure that the content of this Website is secure, SA Bullion makes no representation or warranty, express or implied, concerning the security of this Website, including, without limitation, with respect to the ability of unauthorized persons to access, intercept or use information or materials transmitted by you to this Website or from this Website to you. Neither SA Bullion nor any of its subsidiaries or affiliates nor any director, officer or employee of the foregoing shall be liable or have any responsibility for any loss, liability or damage that you may incur from any third party access, interception or use of any information, materials or services on or accessible through this Website or any tampering with your computer system done by unauthorized parties.

Accuracy of Information

Although the information and materials on this Website were obtained or compiled from sources SA Bullion believes to be reliable, SA Bullion does not make any express or implied representation, warranty or guarantee as to the accuracy, validity, reliability, timeliness or completeness of any such information or materials in general or in connection with any particular use or purpose.

SA Bullion does not represent or endorse the accuracy or reliability of any third party advice, opinion, statement, information or materials on (including links from) or accessible through this Website.

Investment Advice - No Offer or Recommendation

This Website and the information and materials on this Website are not, and should not be construed as, an offer to buy or sell, or as a solicitation of an offer to buy or sell, any bullion related products or any other products, securities or investments. This Website does not, and should not be construed as acting to, sponsor, advocate, endorse or promote any bullion related products or any other products, securities or investments.

This Website and the information and materials on this Website do not, and shall not be construed as, making any recommendation or providing any investment or other advice with respect to the purchase, sale or other disposition of any bullion related products or any other products, securities or investments, including, without limitation, any advice to the effect that any bullion related transaction is appropriate or suitable for any investment objective or financial situation of a prospective investor. A decision to invest in any bullion related products or any other products, securities or investments should not be made in reliance on any of the information or materials on this Website. Before making any investment decision, prospective investors should seek advice from their financial, legal, tax and accounting advisers, take into account their individual financial needs and circumstances and carefully consider the risks associated with such investment decision.

Local Legal Restrictions

The information and materials on this Website are not directed to and may not be used by any person or entity in any jurisdiction where the direction or use of such information and materials is prohibited or would be contrary to applicable laws, rules or regulations of any governmental authority or regulatory organization.

Third Party Links

This Website may contain links to websites owned, sponsored or maintained by third parties. These links are provided only as a convenience to you. The inclusion of any link on this Website to a third party website is not and does not imply any affiliation, sponsorship, endorsement, approval, investigation, verification or authorization by SA Bullion of such third party website or the information or materials on such third party website. SA Bullion makes no representations, warranties or guarantees with respect to, and is not responsible for, any third party website or the information and materials on such third party website or your use of or inability to use such third party website. You should also be aware that the terms and conditions of use for any third party website and such website's privacy policies may be different from those applicable to your use of this Website.

Privacy

SA Bullion recognizes the importance of protecting the privacy of all information provided by visitors of this Website. We have created the following policy guidelines with a fundamental respect for our visitors' right to privacy to guide our relationships with our visitors.

Information Collected by SA Bullion

SA Bullion collects information about visitors during their registration for this Website; their participation in certain activities; and through the use of cookies. When visitors request pages from our server, our Web server automatically collects some information about the visitors, including their IP addresses. These addresses are used by computers on the network to send the requested pages to visitors.

Use of Information

SA Bullion will not reveal any personal information that visitors provide to us to any third party without their permission. SA Bullion uses visitors' IP addresses to help diagnose problems with our server and to administer the Website. We also use it to gather broad demographic information about our visitors in general. This information does not contain anything that can identify visitors personally. We may combine demographic information supplied by a subscriber at registration with site usage data to provide profiles, in aggregate form, about our visitors and their preferences in the content of the site.

Using e-mail addresses provided at registration or otherwise, SA Bullion periodically sends out e-mail newsletters about services and publications offered by this Website. Visitors can indicate that they do not wish to receive e-mail information from SA Bullion. Third parties will not contact our visitors through the use of our e-mail newsletter lists.

This Website uses cookies to deliver content specific to visitors' interests and to honour their preferences. This information is used to assist us in creating a site that will serve the needs of our visitors.

Upon request, SA Bullion will remove visitors (and their information) from our database or permit them to "opt-out" of any further e-mail newsletters or contact. Although SA Bullion does not specifically seek to obtain any information from children we urge children only to give us any information after they have discussed it with their parents.

General

SA Bullion is not responsible for the content or the privacy polices of websites to which it may provide links or the websites of its advertisers.

SA Bullion uses all reasonable precautions to keep the personal information disclosed to us secure and to disclose such information only to responsible third parties after permission from the visitor.

Governing Law

This Website is governed by and shall be construed in accordance with South African law and any dispute as to its terms shall be submitted to the exclusive jurisdiction of the courts of South Africa.

If you have any questions about this privacy statement or the practices of this Website you can contact us at info@sabullion.co.za.